Question 1

How do I apply for a loan through CashMela?

Accepted Answer

Simply select the type of loan you need, fill out a quick application form, and our team will match you with the best offers from our 40+ lending partners. The entire process is 100% paperless and takes just minutes.

Question 2

Is my personal information safe with CashMela?

Accepted Answer

Absolutely. We use bank-grade 256-bit SSL encryption to protect your data. Your information is shared only with RBI-regulated lenders with your explicit consent.

Question 3

How long does loan approval take?

Accepted Answer

With our digital-first approach, most loan applications receive in-principle approval within minutes. Final disbursement typically happens within 24-72 hours after document verification.

Question 4

Does checking my loan eligibility affect my CIBIL score?

Accepted Answer

No! Our eligibility check is a soft inquiry that does not impact your credit score. You can check your eligibility multiple times without any negative effect.