šŸŽÆ Smart. Simple. Secured.

Get Instant Loans Made Simple with CashMela

Check eligibility in seconds, calculate EMI instantly, and apply in minutes ā€” competitive rates, fast disbursal, secure process guaranteed.

šŸš€ Apply Now šŸ“Š Calculate EMI āš” Check Eligibility

āœ… No hidden charges ā€¢ šŸ“± Paperless process ā€¢ šŸ•’ 24/7 Support

šŸŽÆ Check Loan Eligibility

ā‚¹15Kā‚¹15L+
ā‚¹0ā‚¹8L
šŸ’Ž Loan Amount Eligible
ā‚¹ ā€”
(Eligible EMI: ā‚¹ ā€”)
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2-Min Approval*
24/7 Support
āš” Lightning Fast

Same-day decisions for eligible profiles with instant digital processing and quick disbursals.

šŸ”’ Bank-Grade Security

Military-grade encryption and secure compliance keeps your data completely safe and protected.

šŸ’ø Lowest EMIs

Competitive rates starting 10.5%* with flexible tenures up to 84 months. Save thousands!

šŸ¤ Human Support

Friendly loan experts available on chat, WhatsApp & phone 24/7 for personalized assistance.

Loan Categories

Choose the loan that fits you perfectly

šŸ’° Typical range: ā‚¹1 Lac ā€“ ā‚¹50 Lacs
  • āœ” For salaried & self-employed with steady income verification
  • āœ” Minimal documents required, completely paperless digital process
  • āœ” Flexible tenure: 6ā€“84 months with prepayment options available*
  • āœ” Use for any purpose - weddings, travel, medical, education, debt consolidation
  • āœ” Instant approval for pre-qualified customers
Apply for Personal Loan Check EMI
šŸ¢ Typical range: ā‚¹1 Lac ā€“ ā‚¹2 Cr
  • āœ” For proprietors, partnerships, LLPs, Private Limited companies
  • āœ” Working capital, expansion, equipment & inventory funding solutions
  • āœ” Flexible tenure: 6ā€“60 months with collateral-free options available*
  • āœ” Quick disbursals for established businesses with good credit history
  • āœ” Special rates for GST registered businesses
Apply for Business Loan Check EMI
šŸ  Typical range: ā‚¹10 Lacs ā€“ ā‚¹5 Cr
  • āœ” Purchase, construction, extension, or renovation of residential property
  • āœ” Attractive interest rates starting from 8.5%* with long tenure options
  • āœ” Tenure up to 30 years with flexible repayment options
  • āœ” Tax benefits under Section 80C and Section 24 available
  • āœ” Balance transfer facility with top-up loan options
Apply for Home Loan Check EMI

Plan Your Future

šŸ§® Advanced EMI Calculator

šŸ’” The calculation updates automatically as you change the values above. All calculations are indicative.

Monthly EMI
ā‚¹ ā€”
Total Interest
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Total Payable
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Customer Stories

ā­ What Our Customers Say

ā­ā­ā­ā­ā­

"Got my personal loan approved in just 2 hours! The entire process was smooth and transparent. CashMela team was very helpful throughout."

- Rajesh Kumar, Mumbai
ā­ā­ā­ā­ā­

"Excellent service for business loan. Competitive rates and quick disbursement helped me expand my restaurant business. Highly recommended!"

- Priya Sharma, Delhi
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"The EMI calculator was very accurate and the loan officer explained everything clearly. No hidden charges, exactly as promised."

- Amit Patel, Bangalore

Got Questions?

ā“ Frequently Asked Questions

What is the minimum loan amount I can apply for? +

The minimum loan amount varies by loan type: Personal Loans start from ā‚¹50,000, Business Loans from ā‚¹1,00,000, and Home Loans from ā‚¹10,00,000. However, we recommend applying for amounts that align with your repayment capacity.

How quickly can I get loan approval and disbursement? +

For eligible customers, we provide instant approval within 2 minutes and same-day disbursement. For complex cases, approval may take up to 24-48 hours. Disbursement usually happens within 24 hours of final approval and documentation.

What documents are required for loan application? +

Basic documents include: PAN Card, Aadhaar Card, 3 months salary slips or ITR, 6 months bank statements, and address proof. For business loans, we may need additional business documents like GST registration, financial statements, etc.

Are there any hidden charges or processing fees? +

We believe in complete transparency. Our processing fee is clearly mentioned upfront (typically 2-3% of loan amount, capped at ā‚¹25,000). There are no hidden charges. All fees and charges are disclosed before you sign the loan agreement.

Can I prepay my loan? Are there any charges? +

Yes, you can prepay your loan partially or fully after completing 6 EMIs. For personal loans, there are no prepayment charges. For business and home loans, prepayment charges may apply as per the loan agreement terms.

Start Your Journey

šŸš€ Apply in just 3 minutes

āœ… We respond within 60 minutes during working hours (9 AM - 9 PM IST)
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