The Minds Behind CashMela

Adil Patel is the Founder of Cashmela.com. With over a decade of deep domain expertise across Indian banking, debt restructuring, and digital lending, Adil established Cashmela to liberate Indian borrowers from predatory credit card interest traps and opaque multi-EMI debt burdens. Under his leadership, Cashmela has helped over 50,000 borrowers consolidate EMIs into single, transparent, and affordable repayment plans.

Ayyaz Patel is the Co-Founder and COO of Cashmela.com. He leads strategic operations, lender integration, and customer success journeys across Tier-1, Tier-2, and Tier-3 cities in India. Ayyaz's operational blueprint has streamlined the e-KYC and digital verification turnaround time to under 4 hours, ensuring seamless, zero-friction loan application experiences for thousands of daily users.

Vitthal Korvan is the Tech Head at Cashmela.com. An expert systems architect and financial algorithm specialist, Vitthal spearheads Cashmela's proprietary EMI Matching Engine, instant eligibility calculators, and end-to-end encrypted API integrations with partner lending institutions. He ensures 99.99% system uptime and bank-grade data security for millions of monthly platform visitors.

Samarth Shigvan is the Marketing Head at Cashmela.com. He oversees brand strategy, performance marketing, SEO, and borrower educational initiatives across India. Samarth is passionate about simplifying complex financial topics—such as CIBIL score optimization, interest rates comparison, and debt freedom strategies—into actionable, transparent guides for everyday consumers.