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Join thousands of users who trust CashMela to compare and apply for the best financial products.
Corporate Address
Off no 05, Karishma Bldg,
Dadar East - 400014, Mumbai
Headquarters
Off no 05, Karishma Bldg,Dadar East - 400014, Mumbai
Frequently Asked Questions
Everything you need to know about our services
Cashmela is an online financial marketplace that helps users compare loans, credit cards, and insurance products from multiple banks and NBFCs in one convenient place. Instead of visiting several lenders individually and repeating the same forms, users can check eligibility, compare offers side by side, and apply digitally, saving time while making genuinely more informed borrowing and financial decisions overall.
Cashmela works by collecting your basic details just once, then matching you with eligible loan, credit card, or insurance offers from its network of partner banks and NBFCs. You compare rates and terms on a single screen, choose the option that fits your needs, and complete the application digitally, without repeating paperwork across multiple separate lender websites.
Cashmela is not a lender itself. It functions as a marketplace platform that partners with RBI-registered banks and NBFCs to show you eligible offers based on your specific financial profile. The actual loan, credit card, or insurance product is issued, approved, and disbursed by the partner institution, not by Cashmela directly, at any point.
No, Cashmela is completely free for users to browse, compare, and check eligibility across loan, credit card, and insurance products available on the platform. There's no charge for using any of the comparison tools or calculators. Any fees, such as processing charges, come directly from the lender you eventually choose and are always disclosed upfront.
Cashmela partners with a growing network of RBI-registered banks and NBFCs across personal loans, business loans, and credit card categories. The exact number of active partners is updated regularly on the platform itself, giving users a genuinely wide range of options to compare rather than relying on just one single lender's offer.
Cashmela offers comparison and application support across personal loans, business loans, debt consolidation, credit cards, and select insurance products from trusted partners. It also provides free tools like EMI calculators, eligibility calculators, and SIP or FD calculators, helping users plan and compare financial decisions carefully before committing to any specific product.
Yes, Cashmela uses encrypted data handling practices and only shares your information with the specific lender you actively choose to apply with, based on your explicit consent. The platform partners exclusively with RBI-registered banks and NBFCs, and importantly, never asks for any upfront payment before an approved offer is formally confirmed.
Checking basic eligibility on Cashmela typically requires only minimal details and doesn't demand a lengthy or complicated account setup process upfront. A more complete profile simply helps personalize your offers further and speeds up the actual application process once you're genuinely ready to proceed with a specific lender's product later.